Submitted by Gerry Clare
Roving Reporter
Editor’s Note: Roving reporter Gerry Clare has posed questions to a county commissioner, City mayor, real estate board president, and Chamber of Commerce president regarding challenges they see for 2014. Nicola Nichol, a securities and investment advisor, responded to the question below.
What challenges do you face in 2014?
“Although 2008 and the financial meltdown was 6 years ago most people still remember it vividly. Unfortunately for many the impact has left them unsure on how to move forward. They want assurances and certainty before making a decision and in waiting for those guarantees they make no decision and therefore do not plan for their financial future.
There are never guarantees in life and we have not managed to find a working crystal ball. All we have to work on is the information that is available. The biggest financial challenge for 2014 is therefore waiting to see what the future looks like before planning. In all cases, the earlier you plan the more chance you have of success. The adage that ‘without a plan, any road will get you there’ is so true.
Whether you are putting a budget together, planning for retirement or for your businesses future success, future financial challenges might be avoided or reduced through planning.”
Nicola Nichol, CFA.
Financial Strategies of Amelia
www.financialamelia.com
Nicola is a registered representative and investment adviser representative of Equity Services, Inc. Securities and investment advisory services are offered solely by Equity Services, Inc., Member FINRA/SIPC, 1050 Crown Pointe Pkwy, Suite 1700, Atlanta, GA 30338. (770) 512-5100. Financial Strategies of Amelia is independent of Equity Services, Inc. TC78994(0414)1
Editor’s Note: Gerry began free lance writing for fun and is the author of a published book (available on Amazon and at Books Plus) about funny real estate experiences. Gerry is a longtime member of our local American Business Women’s Chapter, a volunteer cancer driver and church deacon who loves to read, travel and meet interesting people.
April 3, 2014 4:17 p.m.